His and hers budget differences

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Just for fun, I made up this graphic illustration of how Josh and I see money differently. This idea popped into my head as I was sitting down and figuring out our family budget. I stared at the screen and picked up my phone.

“Um, Josh? So….I think I’m gonna have to cut you off from fun money for the rest of the month…”

Josh:  “Why? How much did I spend?”

Me: “Well….let’s just say it was quite a bit more than I spent…”

Josh: “Yeah, but my fun money feeds us. And protects us.”

Then we started talking about the delicious trout and venison, and he had a point! But still – is it just us, or is your marriage the same way?

Josh is able to justify his fun money, and I just cannot justify mine. What, those yoga pants make me feel more relaxed, and a more relaxed mom makes for a happier home. So really, an increase in clothing budget means an increase in overall home happiness!

Doesn’t work.

But fishing – memories with the kids, food! Menards – memories with the kids, tools for building my basement addition! *cough cough JOSH* So the more he spends on fun, the more memories the kids make with daddy, and the more food we eat and the closer my basement gets to completion.

Ok, that last one – the basement – is a joke. But a good try, Josh.

I just don’t feel like what I enjoy spending money on for myself – salon, clothes, Starbucks – benefits the family in any way like Josh thinks his does. Wait, Starbucks is what keeps me awake, so it is imperative to the health of my children. But the salon and clothes and eating out? Notsomuch.

So that is how it goes down here. Is it the same for you and your spouse? Does one of you have an easier time justifying purchases than the other?

Written by:: Annie Shultz

Annie Shultz has written 1918 post in this blog.

She is THE Mama Dweeb :) She created this blog back in 2009 and loves to inspire and connect with others through her writing. She also loves talking, dreaming, 90s pop and country music.


    • Annie @ Mama Dweeb says

      It is so funny and interesting to me how different people are when they get married. But isn’t it great to have that opposite to balance/keep everything in check?

  1. says

    Well, I just don’t spend money on myself. Anything I spend money on, it’s furthering the family. So, I guess in other words, me spending my money just helps him not spend so much money.

    I think the only piece of clothing I have purchased for myself in the last 8 years was a Enell sports bra last year. I needed it for all my working out – and I only got one.


    • Annie @ Mama Dweeb says

      See? you are so totally like me! And Josh is my opposite. If I spend money on myself, I have to justify it somehow – how will this help the family? He justifies it too….but only after I ask him about it LOL!!

  2. says

    Oh yes, my husband and I are exact opposites when it comes to money. I think it’s how we were brought up. No more arguing though. I take care of most of the money and always have a lot in savings.

    • Annie @ Mama Dweeb says

      Very, very smart!! Having a budget and just spending what you allow saves so many arguments. We haven’t had time to budget lately….but when we do? It helps save us a TON of grief :)

  3. Betsy Barnes says

    I’ve been married 25 years, yes, my hubby says his budgeted spending money goes towards the household. We have discussed this many years and I never understand his reasoning. Must be a guy thing, lol :)

    • Annie @ Mama Dweeb says

      oh how funny Betsy! Thank you for sharing that :) So you are saying they never change? LOL!!

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